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Business Liability Insurance

IT Contractors are part of a growing workforce trend independently employed IT Contractors.

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As a freelancer you will be only too aware that you don't have the safety net of an employer to fall back on.

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Professional Indemnity Insurance

With more legal action being taken than ever before, professional indemnity insurance is essential for contractors, freelancers and the self-employed.

If you don't have professional indemnity insurance, your business, home and reputation could be at risk. There are many potential pitfalls for self employed people - missed deadlines, loss of client data, intellectual property infringements - that without the right protection you're taking a daily gamble. Everyone makes mistakes, but if you don't have professional indemnity insurance, a simple human error could end up costing you your livelihood.

If you freelance and don't already have professional indemnity insurance, you need a unique policy tailored to meet your needs. You don't want to pay for insurance you won't use, but you do want peace of mind that if a client makes a claim against you, your legal expenses will be covered - even if that claim is unfounded. You also want to protect your business reputation by choosing professional indemnity insurance that will pay compensation to clients if necessary. After all, client relationships are crucial to business success, so you need a policy that covers their loss as well as yours.

How does our professional indemnity insurance uniquely cover freelancers? Take a look:

  • Payment of legal expenses, even if a claim brought against you proves to be unfounded
  • Free retroactive cover - you'll be insured for projects started before purchasing your insurance policy
  • Ultra-low excesses, with a maximum excess of 500
  • Cover for subcontractors
  • Pro-rata refunds if you cancel your policy before its completion date

And that's not all. If you lose client date or documents, are negligent whilst on duty, infringe intellectual property rights, are accused of libel, slander, breaching confidentiality or director/employee dishonesty, your legal costs are completely covered by our policies.

Our professional indemnity insurance is flexible, so you can choose from five levels of cover to suit your needs - with public liability up to 2 million. Policies start at just 165 per year, and a few moments is all it takes to receive instant cover and peace of mind.

So get your professional indemnity insurance right here, and protect your home, business and livelihood right now.

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